/* =========================
   GLOBAL RESET
========================= */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

/* =========================
   COLOR SYSTEM
========================= */
:root {
  --blue-dark: #0f4c81;
  --blue-mid: #3b82c4;
  --blue-soft: #e8f3ff;

  --gold-light: #f7e29c;
  --gold-mid: #eac86b;
  --gold-rich: #d4a93a;

  --text-main: #0f172a;
  --text-muted: #475569;

  --border-light: #dbe3ec;
  --bg-alt: #f5f9ff;
}

/* =========================
   BASE TYPOGRAPHY
========================= */
html {
  font-size: 18px;
}

body {
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  color: var(--text-main);
  background: #ffffff;
  line-height: 1.6;
}

/* =========================
   LAYOUT CONTAINER
========================= */
.container {
  width: min(1180px, 94%);
  margin: 0 auto;
}

/* =========================
   HERO SECTION
========================= */
.hero {
  text-align: center;
  color: white;
}

.hero-bold {
  padding: 135px 0 105px;
  background: linear-gradient(135deg, var(--blue-dark), var(--blue-mid));
}

.eyebrow {
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-size: 0.95rem;
  opacity: 0.9;
}

.hero-bold h1 {
  margin-top: 22px;
  font-size: clamp(2.8rem, 5vw, 4.2rem);
  font-weight: 750;
  line-height: 1.1;
}

.subhead {
  margin-top: 18px;
  opacity: 0.95;
  font-size: 1.1rem;
  max-width: 820px;
  margin-left: auto;
  margin-right: auto;
}

.trust {
  margin-top: 26px;
  font-size: 1rem;
  opacity: 0.85;
}

/* =========================
   CTA BUTTON ROW
========================= */
.cta-row {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-top: 36px;
}

/* =========================
   SECTIONS
========================= */
.section {
  padding: 74px 0;
}

.section.alt {
  background: var(--bg-alt);
}

.section-head {
  margin-bottom: 26px;
}

.section-head h2 {
  font-size: 2rem;
  transition: 0.2s ease;
}

/* CLICKABLE HEADER STYLING */
.section-head a {
  text-decoration: none;
  color: inherit;
}

.section-head a:hover h2 {
  opacity: 0.75;
  transform: translateY(-1px);
  cursor: pointer;
}

/* =========================
   TEXT
========================= */
.section-desc {
  margin-top: 10px;
  color: var(--text-muted);
  font-size: 1.05rem;
}

.section-desc strong {
  color: var(--gold-rich);
}

/* =========================
   GOLD SHINE EFFECT
========================= */
.gold-shine {
  font-weight: 800;
  color: var(--gold-rich);
  text-shadow: 0 0 10px rgba(212, 169, 58, 0.25);
}

/* =========================
   CARD DESIGN
========================= */
.card {
  background: #ffffff;
  border: 1px solid var(--border-light);
  border-radius: 18px;
  padding: 32px;
  box-shadow: 0 10px 30px rgba(15, 76, 129, 0.08);
  margin-top: 18px;
}

.card.compact {
  text-align: center;
}

/* =========================
   LISTS
========================= */
ul {
  padding-left: 22px;
  margin-top: 10px;
}

li {
  margin: 9px 0;
  color: var(--text-muted);
}

/* =========================
   CARD ACTIONS
========================= */
.card-actions {
  margin-top: 22px;
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* =========================
   BUTTONS
========================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 15px 24px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
  min-height: 52px;
  font-size: 1rem;
  transition: all 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px) scale(1.02);
}

/* Primary Gold Button */
.btn-primary {
  background: linear-gradient(
    135deg,
    var(--gold-light),
    var(--gold-mid),
    var(--gold-rich)
  );
  color: #1e293b;
  box-shadow: 0 12px 28px rgba(212, 169, 58, 0.45);
}

/* Secondary Blue Button */
.btn-secondary {
  background: var(--blue-dark);
  color: white;
  box-shadow: 0 8px 22px rgba(15, 76, 129, 0.35);
}

/* Ghost Button */
.btn-ghost {
  background: transparent;
  border: 1px solid var(--border-light);
  color: var(--text-main);
}

/* =========================
   CONTACT ROW
========================= */
.contact-row {
  margin-top: 18px;
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
}

/* =========================
   FOOTER
========================= */
.footer {
  padding: 34px 0;
  border-top: 1px solid var(--border-light);
  background: #ffffff;
}

.fineprint {
  font-size: 0.95rem;
  color: #64748b;
  text-align: center;
  margin-top: 6px;
}